Fourth Circuit Denies Injunction Against State Usury Caps as TitleMax Petitions Supreme Court On September 9, 2026, the legal framework governing vehicle-secured…
Read PostLenders Slash Maximum Loan Amounts and Enforce Direct Payoffs Amid Rising Portfolio Strain Personal loan underwriters are implementing restrictive lending caps and…
Read PostCFPB Reconsiders 2017 High-Cost Installment Loan Rule While OnePay Launches In-App Unsecured Credit In a bid to address rising consumer demand for…
Read PostIdaho HELOC Demand Surges and Foreclosures Spike as Borrowing Costs Climb In the first half of 2026, Idaho has emerged as a…
Read PostCFPB Eliminates Disparate Impact Liability Under Regulation B On April 22, 2026, the Consumer Financial Protection Bureau (CFPB) finalized a sweeping rule…
Read PostThe Catalyst The landscape of mortgage accessibility underwent a seismic shift this month as HUD and the FHFA officially integrated FICO 10T…
Read PostThe Catalyst As of May 2026, the mortgage industry has hit a pivot point in the "Credit Score War." Following the April…
Read PostThe Catalyst As of May 2026, the traditional "snapshot" credit score—a single-day look at your balances—has officially been superseded by "Trended Data"…
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