Effective Date: 2025-09-24
Creddley values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services.
1. About Creddley
Creddley is not a lender. We are a loan matching service that helps connect borrowers with third-party lenders. Any loan terms, fees, or interest rates are determined directly by the lender.
2. Information We Collect
When you submit a loan request, we may collect:
- Personal details (name, address, date of birth, Social Security number)
- Employment and income information
- Banking information (to verify your account for funding)
- Contact details (email, phone number)
When you leave comments on our WordPress site, we collect the information you provide in the comment form, your IP address, and browser user agent string to help detect spam.
3. Cookies & Comments
- If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so you don’t have to re-enter details when posting again. Cookies last for one year.
- Visitor comments may be checked through an automated spam detection service.
5. How We Use Your Information
Your information is used to:
- Match you with a third-party lender in our network
- Process and forward your loan request to potential lenders
- Respond to comments or inquiries
- Comply with legal obligations
We do not sell or rent your personal information to third parties.
6. Sharing Information with Lenders
If you submit a loan request, your data is shared only with potential lenders in our network. Lenders may perform credit checks and provide you with loan offers. Each lender is responsible for its own privacy practices and policies.
7. Security
We use industry-standard encryption to protect your data during transmission. While we take reasonable steps to safeguard your information, no method of online transmission or storage is completely secure.
8. Your Rights
Depending on your state of residence, you may have the right to:
- Request a copy of the personal information we hold about you
- Request corrections or updates
- Request deletion of your personal data (subject to legal requirements)
To exercise these rights, please contact us at the details below.
9. Children’s Privacy
Creddley does not knowingly collect information from individuals under 18. If you are under 18, please do not use our services.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.
11. Contact Us
If you have questions or requests related to privacy, please contact us:
Email: https://www.creddley.com/contact-us/
Address:
Jarl Loans
816 West Francis Ave
Spokane, WA 99205-6512
United States
